Go Ask Harry!

Just a little note. The same 'man' who complained about sweaty tourists stinking up the capital (uh, Harry, you actually work for those people, by the way) was asked about Afghanistan, and angrily and dismissively told the reporter to "Ask Tiger Woods". Mister Reid, your attitude is elitist and ill-mannered, and inconsistent with the behavior of someone who wants to keep his job. But please, don't change on my account. I'm sure you'll do fine in whatever your next job is.

More Derailments on the Hope and Change Express

One of the moments I've been waiting for since Barack Hussein Obama was appointed... I mean, elected, (Well, not really. Ballots were never counted at the Democratic National Convention) has finally arrived, and he did not disappoint. With two wars on, there just had to come a point when the Commander in Chief would have to pretend that he represents the interests of the entire country. He would be forced to give the impression of being tough on the war front to satisfy anyone with a lick of common sense while properly serving the political bosses responsible for getting him appointed... er, elected. And he bobbled it like a master. But then I suppose that something like that is bound to happen when you make decisions beyond your pay grade without a teleprompter. I'm not talking about the 30,000 versus 40,000 debate. That is a decision, that while a mistake in my opinion, could be considered an honest difference in judgement. What I'm talking about is the month that he spent dithering about it, and then the naive, senseless and dangerous time table of 18 months, as well as the vow not to win, but rather to end the war. Tell me, Mister Obama, will we see you posing in front of a "Mission Accomplished" sign in your reelection campaign spots? Or is that timing just a coincidence? Nobody, not even his liberal overseers are willing to publicly endorse the foolish notion of an arbritary time table. Chris Matthews... yes, Chris Matthews even questioned it. Chris Matthews, who seems to get a shiver down his leg everytime Obama enters the conversation. It's almost like someone having the sense and courage to walk out on a deranged, racist preacher rather than sit listening
obediantly for twenty years, until election time comes up. This was the moment I knew had to get here, and while I am pleased to see Mister Obama show his incompetence, I fear for us. He has four years to do incalculable damage to the country and the world, and Ronald Reagan is, sadly, no longer available to rescue us.

I, Barack Hussein Obama do solemnly swear or affirm to fundamentally change the United States of America

"I, Barack Hussein Obama do solemnly swear (or affirm) that I will faithfully execute the office of President of the United States, and will to the best of my ability, preserve, protect and defend the Constitution of the United States."

Just so we have that straight. That's an oath, not above his pay grade, that he took. In public. Well, once in public, and once, correctly, in private. But it is a legally binding oath. So some might start to privately wonder just what he meant when he announced his intention to fundamentally change the United States of America. Preserve. Protect. Defend. Fundamentally change. It would pay to be wary of someone who can say both with a straight face. But it goes deeper than that. If he signs a piece of legislation entitling Congress to do something for which it has no constitutional authority, can he really say that he has preserved, protected and defended the constitution? And if he knowingly takes an action (by signing that legislation) that violates that oath to preserve, protect and defend the constitution, could the case be made that he commited perjury, thereby opening himself up for impeachment?

Just saying....

Kate's Cooking: Simple and Quick Cookies

SIMPLE AND QUICK COOKIES

Following on from the last cooking column, today we will focus on economical cookies that are quick and easy to make and like the last column, most of the ingredients will likely be found in your everyday kitchen. Personally, I do not like to have a mug of coffee or a cup of tea without having something to eat and cookies that I can ‘dunk’ in the drink are great – it seems to bring out the flavor of the cookie (or biscuit in British countries). Younger folk might enjoy making these cookies – under adult supervision. Both of the recipes are great to put in school lunches, work lunches or pack up a few and take to the grandparents and friends if you are visiting. I just love to get homemade baking. Here then, are two recipes I found (and expanded on with my own experimentation in the case of the Crinkles), when I was living in Australia and they have become family favorites.


WEEKENDER BISCUITS (COOKIES)

125gm (4oz.) butter or margarine
1/3rd cup sugar
1 egg
2/3rd cup sultanas
1 cup self-raising flour
2 cups lightly crushed cornflakes

Cream butter and sugar until light and fluffy. Add egg and beat well. Fold in flour and sultanas and mix well. Drop small amounts (a large teaspoonful) of mix into cornflakes and roll lightly until coated. Placed on greased oven trays (baking sheets) allowing room for spreading. Bake in a moderate oven for about 15 to 20 minutes until nicely golden. Cool on wire racks.


CRINKLES

125gm (4oz.) butter or margarine
½ teaspoon vanilla essence
1 teaspoon grated lemon rind (zest)
1/3rd cup white sugar
1/3rd cup brown sugar (lightly packed)
1/3rd cup peanut butter
1 ½ cups plain flour
1 teaspoon bicarbonate of soda

Cream butter, vanilla, lemon rind, both sugars, peanut butter until well mixed. With a wooden spoon, work in flour and soda (which have been sifted together). The dough should be quite stiff. Roll heaped teaspoonfuls into balls with floured hands and placed on greased oven trays (baking sheets). Press cookie balls down with a floured fork, first one way then the opposite way or you might like to use an old fashioned potato masher as I do, to get the crinkled effect. Bake in a moderate oven for around 15 minutes. Keep an eye on them to avoid too much browning. Cool cookies on the oven trays and then lift them on to wire racks.


HINTS and THINGS – these will appear in the cooking column from time to time. We welcome any hints you might like to share.

I was watching a cooking show not so long ago and the following was an interesting idea to use up appleskins:

COATED APPLESKINS – cut or break the apple skins to a size you like. Coat with eggwhite and cardamom sugar. Bake in a 100 C. (250 F.) oven for a couple of hours or until crisp. They were used for snacks or drink decorations.


Until next time, happy cooking. Go safely out there.

Kate.

Kate's Cooking: Boxty

(The logo for this column is a picture of a spice market in Provence, France)

Greetings. I am so pleased to be writing for House Abukoff. Where I currently reside it is getting cold and it is time to retreat inside and warm our small apartment by cooking fun things and experimenting. Cooking can be tough these days in hard economic times. Today I am talking about the very versatile vegetable – the potato. My heritage is largely Irish and the Irish have a long history of involvement with the potato. In these modern times there are many new varieties for us to use and more often than not you can find the basic white potato at a good price for those of us who are on tight budgets. If you are lucky enough to be able to grow your own in a traditional outside garden then that’s great! If you live in a small apartment you can also grow potatoes in a large bucket or planter of solid dirt that has a depth of at least 12 inches or 30cm. Sunny places by a back door or on a ledge or out on a patio are suitable. Plant about 3 or 4 medium sized seed potatoes that have sprouted (the number of potatoes depends on the size of the planter). Cover the potatoes with an inch or so of dirt. Your potatoes will break ground in a relatively short time and bring forth their stems and leaves, then flowers. When the flowers dry and fall off, you can have fun harvesting them. NOTE: if you are growing plants inside and have small children and / or animals in your home, keep an eye on them as the potato leaves etc. are poisonous. Most animals generally have a sixth sense about these things. The following is a great recipe from Ireland. I call it an economic recipe as most folk have the ingredients for it as part of their kitchen food items.

BOXTY

This is a traditional Irish dish. It has an interesting texture. I like to add some chopped spring (or green) onions, chopped chives and black pepper. Salt is optional.

Ingredients:

1 cup each of – grated raw potatoes, mashed cooked potatoes and plain white flour.

* your own choice of seasonings
* chopped spring onions and/or chives
* ¼ cup of butter or margarine – add extra if you want but not too much

In a bowl mix all the ingredients well. Turn out onto a flat, floured surface. Knead a little and roll out like a cookie dough. Using a medium cookie cutter, cut out as many rounds as you can. Melt extra butter or oil in a heavy based or non stick frypan and cook until golden brown on each side. Serve hot.

We like to have them for breakfast and sometimes add bacon to the platter. Personally I find Boxty good to serve with cold meat and salad for a nice lunch.


Happy cooking to you.

Kate

Kate's Cooking

HOUSE ABUKOFF Features Division welcomes columnist Kate and her cooking ideas and hints. Kate welcomes emails from around the world. She is especially interested in ethnic cooking. Kate formerly wrote for a daily newspaper and did their cooking, travel, some political, environmental and kids corner work. Again, we welcome her into our family and hope that she will be with us for an extended stay as we expand our internet activities.

Recession Depression Beaters

I wrote something quite a while ago about recession depression beaters.
Making up simple, free games at home. Like making a basketball hoop out of a
metal clothes hanger. Well, with my wife's help, I've created a card for us
to play. Pretty simple rules, mainly resulting in having to practice basic
math skills, preferably in your head. And again, it's simple and free.

If anyone reading this is curious, I'd be happy to pass on details. But I'd
also like to invite you to post, through the 'comment' feature, your own
recession depression beaters.

Highway Robbery

I was in the grocery store the other day when I saw a lady (and I use the term loosely) looking at a package of hotdogs that was like $1.49 or something like that. Now take note that this lady shows up to buy things
only in the first week of the month, using her "EBT" food stamp card. She saw the price, tossed it back in the wrong place, and said, derisively, "Highway robbery." And I'm thinking, "No, highway robbery is what you live on from the first of the month... to the first of the month." I didn't say it, because I would suddenly be a racist (to finish painting the picture), and probably get shot and/or arrested. The same person who on the first of the month buys only T-bone steaks and soda and potato chips, and by the last of the month is shoplifting. All the while tapping away on her i-phone. Lady, buy some ground beef and canned vegetables, and kool aid. Sell your i-phone. And if you think grocery prices are too high, stop stealing groceries. Stop taking perishable items from their section and dropping them somewhere else. Every time the store loses a product that they paid for because of your thoughtlessness, they lose money. When they lose too much money they're forced to raise prices. And then someone either steals it or destroys it. What you and people like you are doing is highway robbery.

The Old Farmer`s Almanac

From the official website:

Since 1792, The Old Farmer's Almanac has spoken to all walks of life: tide tables for those who live near the ocean; sunrise and planting charts for those who live on the farm; recipes for those who live in the kitchen; and forecasts for those who don't like the question of weather left up in the air.
The Almanac, North America's oldest continuously published periodical, comes out every year in September. The latest edition is on sale now wherever magazines and books are sold—and in our Web shop.
Our operation is based in Dublin, New Hampshire. The words of the Almanac's founder, Robert B. Thomas, guide us still: "Our main endeavour is to be useful, but with a pleasant degree of humor."
In recent years, we've expanded The Old Farmer's Almanac line of products—always with an eye on Mr. Thomas's wise words about keeping things fun and practical—so that now we produce many calendars, cookbooks, journals, the All-Season Garden Guide, music CDs, and many handy reference charts.

How the Almanac Got Off to a Good Start

Under the guiding hand of its first editor, Robert B. Thomas, the premiere issue of The Old Farmer's Almanac was published in 1792 during George Washington's first term as president. Although many other almanacs were being published at that time, Thomas's upstart almanac became an immediate success. In fact, by the second year, circulation had tripled from 3,000 to 9,000. Back then, the Almanac cost only six pence (about nine cents).
An almanac, by definition, records and predicts astronomical events (the rising and setting of the Sun, for instance), tides, weather, and other phenomena with respect to time. So what made The Old Farmer's Almanac different from the others? Since his format wasn't novel, we can only surmise that Thomas's astronomical and weather predictions were more accurate, the advice more useful, and the features more entertaining.
Based on his observations, Thomas used a complex series of natural cycles to devise a secret weather forecasting formula, which brought uncannily accurate results, traditionally said to be 80 percent accurate. (Even today, his formula is kept safely tucked away in a black tin box at the Almanac offices in Dublin, New Hampshire.)
Thomas's last edition, in 1846, was not much different from his first, over 50 years earlier. However, in that time he established The Old Farmer's Almanac as America's leading periodical by outselling and outlasting the competition. He died in 1846 at the age of 80, supposedly reading page proofs for the 1847 edition.

The Almanac Hits Its Stride

The new editor, John H. Jenks, was helped by the fact that Thomas had already calculated the astronomical material for several future editions. In 1848 Jenks permanently and officially added the Old to the title of the Almanac. It had been previously known as The Farmer's Almanac, except in 1832 when Thomas had inserted the word Old (but he inexplicably dropped it from the title three years later).
Jenks's next "permanent" change came in 1851, when he featured a "four seasons" drawing on the cover by artist Henry Nichols. In keeping with Thomas's fickleness, Jenks dropped the new cover for three years, then reinstated it in 1855, when it became "permanent" once again—and it's still being used today.
In 1861, Charles L. Flint became editor and provided his readers with a heavy emphasis on farming. The next two editors, John Boies Tileston and Loomis Joseph Campbell, served short terms and did little more than keep the Almanac going in the traditional format.
Robert Ware took over as sixth editor in 1877, but his main interest was the publishing business, and he probably delegated many of the editorial tasks. Ware's brother, Horace, took the reins in 1900. During his 19 years as editor, he began to orient the book toward a more general audience by replacing the scientific agriculture articles with general features on nature and modern life.
The eighth and ninth editors, Frank Newton and Carroll Swan, kept the Almanac tradition alive even during times of war and the Depression. (Even to this date, The Old Farmer's Almanac has never missed a single year of publication.)

Greatest of All Almanac Blunders

Roger Scaife was appointed editor in 1936. His term coincided with the only time in the history of the Almanac that it declined precipitously in circulation and financial stability. (The 1938 edition had a circulation of only 88,000, compared with 225,000 in 1863!) Scaife also committed the greatest of all Almanac blunders: He dropped the weather forecasts! In their place, he substituted temperature and precipitation averages. The public outcry was so great that he reinstated the forecasts in the next year's edition, but it was too late to save his reputation.
Robb Sagendorph knew a good deal when he saw one, and in 1939 he bought The Old Farmer's Almanac and became editor. Sagendorph, who had moved his family to tiny Dublin, New Hampshire, four years earlier to start Yankee Magazine, now held the future of the Almanac in his hands. Luckily, he had a strong grip, a keen sense of the publishing business, and a nurturing heart devoted to tradition.
Sagendorph, feeling that tradition was the Almanac's strongest suit, immediately reestablished its format and editorial style to be more as it was under Robert B. Thomas. As a result, The Old Farmer's Almanac became witty, wise, and more entertaining, as it had been a hundred years earlier.
In 1942, a German spy was apprehended by the FBI after being landed on Long Island, New York, by a U-boat the night before. The impact of this event was felt all the way to Dublin, New Hampshire, because The Old Farmer's Almanac was found in his coat pocket. The U.S. government speculated that the Germans were using the Almanac for weather forecasts, which meant that the book was indirectly supplying information to the enemy.
Fortunately, Sagendorph managed to get the government to agree that there would be no violation of the "Code of Wartime Practices for the American Press" if the Almanac featured weather indications rather than forecasts. It was a close call that almost ruined the Almanac's perfect record of continuous publication.
The story since World War II has been one of growth and expanded range. The Almanac passed the four million circulation mark in the early 1990s. Robb Sagendorph died in 1970, after 30 years as editor, and his nephew, Judson Hale, took over.
In 2000, Janice Stillman became the 13th (and first female) editor of The Old Farmer's Almanac. She maintains the style established by her predecessors, the editorial direction taken by Hale, and a true dedication to hundreds of years of tradition while striving always to appear brand-spanking-new.

Words From The Gipper

Quoted from The Patriot Post Monday Brief

September 14, 2009
Vol. 09 No. 37

"We warned of things to come, of the danger inherent in unwarranted government involvement in things not its proper province. What we warned against has come to pass. And today more than two-thirds of our citizens are telling us, and each other, that social engineering by the federal government has failed. The Great Society is great only in power, in size and in cost. And so are the problems it set out to solve. Freedom has been diminished and we stand on the brink of economic ruin. Our task now is not to sell a philosophy, but to make the majority of Americans, who already share that philosophy, see that modern conservatism offers them a political home. We are not a cult, we are members of a majority. Let's act and talk like it. The job is ours and the job must be done. If not by us, who? If not now, when? Our party must be the party of the individual. It must not sell out the individual to cater to the group. No greater challenge faces our society today than ensuring that each one of us can maintain his dignity and his identity in an increasingly complex, centralized society. Extreme taxation, excessive controls, oppressive government competition with business, galloping inflation, frustrated minorities and forgotten Americans are not the products of free enterprise. They are the residue of centralized bureaucracy, of government by a self-anointed elite. Our party must be based on the kind of leadership that grows and takes its strength from the people." --Ronald Reagan

House Abukoff: Services, Affordable Books and Curios, and Opinions http://houseabukoff.blogspot.com
The Place for Affordable Books (hard to find and others), DVD's, and General Treasures http://abukoffbooksandcurios.blogspot.com
The Internet's Only Reliable Blog http://kapactsrant.blogspot.com
Not Just a Game, It's a Star Trek Experience http://fantasytrek.blogspot.com

The Cheetah Conservation Fund

Another highly recommended website!

Cheetah Conservation Fund’s Mission

To be an internationally recognised centre of excellence in research and education on cheetahs and their eco-systems, working with all stakeholders to achieve best practice in the conservation and management of the world's cheetahs.

NASA's Human Spaceflight Realtime Data

Another great website for you sky-watchers. On this site, amongst other things, you can find out when you can view the International Space Station (ISS) in your night sky.

NASA's Image of the Day...

You may notice "NASA's Image of the Day" to the right. We at House Abukoff have always been fascinated with NASA and space science. This is a wonderful website full of interesting pictures that are updated every day. Enjoy.

Real Strength

I used to think that in order to be strong I had to be cool and tough and cynical. I'd heard about 'the meek shall inherit the earth', but I thought that it was more an empty promise than anything else. I thought that the strong and the rich and the cynical would really inherit the earth. Ah, but I was wrong. At least in a way. The strong really will inherit the earth, but the strong aren't the people with the biggest sticks. Real strength doesn't come in a weapons locker or a gym, or a smart comment, for that matter, and meek doesn't mean you let everyone push you around.

Meek, in this sense means humble. Deeds rather than words. A person who feels the need to blow their own trumpet and brag about everything they do, or even shout others down because they think that's the only way they can make a point is not really strong. That person is really afraid that what they have to offer isn't good enough to stand on its own. Real strength means working hard or doing the right thing even when it isn't easy. It means showing people what you can do rather than padding your resume. People who can do that really will inherit the earth.

Kapact's Rant: Fear and Manipulation Part One

It's been a long time since I've written a rant, due to various and sundry RL issues. Not that there hasn't been plenty to rant about. But I also think that there are plenty of angry bloggers on both side of the great partisan schism that has really paralyzed our country. I think I've got a good voice and a fairly balanced viewpoint, but I also have to question the value of any single angry rant. So I'll talk not specifically about the wrongs perpetrated by all of our politicians (because we all know about them anyway) from a partisan standpoint, but hopefully from a non-partisan point of view. I mean, as much as I think we were safer when George W Bush left office than when he came in, there is really no question that he was ineffectual domestically. There are others more responsible for our current economic mess than he, but he played a part.

I'd actually like to talk about the role that fear plays in how politicians manipulate us. Politicians have since the dawn of time used fear to control their subjects, and our government today is no change. The extreme right makes us fear things like gay marriage and alternate lifestyles, really things that we may think is wrong, but don't in fact threaten the country. I believe myself that marriage is between a man and a woman, but I don't feel threatened by people who feel otherwise, and I don't think that the government needs to weigh in on the subject. I also don't like the idea of abortion, unless in case of rape or if the life of the mother is threatened, and I don't want my tax dollars going to fund abortions. But I also don't care for the government weighing in on the matter with its clumsy hands. It's a complex issue, for sure, because there is no question that a fetus is alive. It has a heartbeat, it moves and it kicks. If that is the case, then abortion, killing it, is murder. So maybe the debate we need to have and resolve is not whether or not women should have the right to choose, but whether or not they should have the right to choose to murder the lifeform that they helped to create. Maybe the debate should be at what point the fetus is entitled to protection under the law. There are serious rights and wrongs there, and again, the issue is not simple. A person's right to choose is vital to a free nation, and any restriction of that right needs to be undertaken only after the most careful deliberation. On the other hand, at what point is abortion murder? It is a fiendishly complicated issue, but it is also a weapon used by extreme far right politicians to manipulate the public. We must fear, and therefore put a stop to these evil people who are destroying the moral fibre of the country.

The far right, however, is not alone in using fear to manipulate the public. I'll talk about that next time.




Repeating From Last Time:


The housing meltdown which is at the heart of our crisis started in earnest in 1992 when Mister Clinton had the great idea to sell houses to low-income voters who couldn't afford them. No question that both sides ignored the problem but got rich off the over-inflated bubble, but it started under Bill Clinton. The records are there. Here are a few links that show just what I'm talking about:


From The New York Times in 1999: Fannie Mae Eases Credit To Aid Mortgage Lending (http://query.nytimes.com/gst/fullpage.html?res=9c0DE7DB153EF933A0575AC0A96F958260&sec=&spon=&pagewanted=all) "Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people..."


From the New York Post: Alarms and Denial (http://www.nypost.com/php/pfriendly/print.php?url=http://www.nypost.com/seven/09262008/postopinion/opedcolumnists/alarms__denial_130763.htm)


Bloomberg Financial News: "How the Democrats Created the Financial Crisis" (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSKSoiNbnQY0)


YouTube: Democrats in their own words (http://www.youtube.com/watch?v=_MGT_cSi7Rs)


YouTube: Burning Down the House (http://www.youtube.com/watch?v=1RZVw3no2A4&feature=iv&annotation_id=event_597487)


YouTube: Obama Ranks Second In Freddie/Fannie Contributions (http://www.youtube.com/watch?v=H-_HlpZ8azA&feature=related)


Now I'll repeat what I said last week. First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.

What's New Here?

You might notice the Twitter updat e on the sidebar. I decided I was curious enough to sign up. I'm also thinking about a good recession depression beater. Free, simple games. Mrs Kapact and I are making a basketball hoop out of an old coat hanger. We'll use the hook to hang it over the door. Not life-changing, but free and simple and fun. My Fantasy Trek game fits into the same category. :)


Kapact

Kapact's Rant: O.B.A.M.A. (Oh Boy Another Mistake A$S&\#@)

I'm finding it harder and harder to support our President, and I'm really trying. Despite the good that George W Bush tried to do, nobody can really say that he left the country in better shape after eight years in office. Safer, yes, though it cost thousands of lives and billions of dollars. But he is no more a fiscal conservative than Hillary is. Just as you can't tax your way to prosperity, you also can't spend your way there. And Bush spent irresponsibly. Compassionate Conservativism, as Bush tried it, was just fiscal liberalism. Real conservativism, which is compassionate by definition, knows that the government that does least is the government that does best. Every time government tries to improve something by getting its big, clumsy, greedy hands into it, it just makes a mess. And yet, compared to Obama, George W was a dream. Obama embarrasses us at home and abroad in front of foreign leaders. (If you don't believe that, google Obama and Churchill bust, Obama and HMS Resolute, Obama and speaking Austrian, and Obama bowing to Saudi King). Not only that, but he has done wise things like refusing to let some banks pay back stimulus money. No kidding. He says he has no interest in the government running private businesses until a business tries to get out from under the Obama boot. Several banks have tried to pay money back to the government, but the government has refused. Kind of like when a mob 'invests' a little cash into a small mom and pop store as a way of taking it over. The main difference is that the mob isn't taxpayer funded and supposed to be representing mom and pop. And of course, the mob would be more honest. Mr. Obama talks a very good game when he has a teleprompter, but I'm predicting that he's nothing but Jimmy Carter with a socialist bent. I just hope that we're blessed with another Reagan to pick up the pieces in four years.

Repeating From Last Week:

The housing meltdown which is at the heart of our crisis started in earnest in 1992 when Mister Clinton had the great idea to sell houses to low-income voters who couldn't afford them. No question that both sides ignored the problem but got rich off the over-inflated bubble, but it started under Bill Clinton. The records are there. Here are a few links that show just what I'm talking about:


From The New York Times in 1999: Fannie Mae Eases Credit To Aid Mortgage Lending (http://query.nytimes.com/gst/fullpage.html?res=9c0DE7DB153EF933A0575AC0A96F958260&sec=&spon=&pagewanted=all) "Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people..."


From the New York Post: Alarms and Denial (http://www.nypost.com/php/pfriendly/print.php?url=http://www.nypost.com/seven/09262008/postopinion/opedcolumnists/alarms__denial_130763.htm)


Bloomberg Financial News: "How the Democrats Created the Financial Crisis" (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSKSoiNbnQY0)


YouTube: Democrats in their own words (http://www.youtube.com/watch?v=_MGT_cSi7Rs)


YouTube: Burning Down the House (http://www.youtube.com/watch?v=1RZVw3no2A4&feature=iv&annotation_id=event_597487)


YouTube: Obama Ranks Second In Freddie/Fannie Contributions (http://www.youtube.com/watch?v=H-_HlpZ8azA&feature=related)


Now I'll repeat what I said last week. First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.






Fleet Action. Head-To-Head Bare Knuckles Naval Combat. Boarding Party Action. Solid Interactive Storytelling Like No Commercial Game Can Offer. How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com/
The Only Rebel Underground Star Trek PBEMMMORPG

Kapact's Rant: What Mr Obama's Gift Will Cost You

Like most people, I've found a little extra money in my paycheck this week, thanks to Mister Obama. Well, not really. See, the extra cash isn't there because the fat cats in DC decided that they didn't need to get rich for creating and then exploiting crises. And don't try to pretend that they don't exploit crises. Hillary herself said "Don't let a good crisis go to waste." No, this extra cash in my paycheck actually comes from..... me! And you. And every other taxpayer. The Federal government doesn't have any money that we don't give it. So before you fall down on your knees and thank Mister Obama for giving you money, stop. He just did what liberals have been telling us for years is a bad idea. He's letting us keep more of our money. But don't think that he's changed into a conservative. He's just taking money from one hand and putting it in another. He's spending your money to give it to you. By "taxing the rich" he is taking money from corporations, just like the one that issued the check that had the tax cut on it. The same one that will have to raise its prices and/or lay people off and/or cut hours to make up the difference. So when you pump your fist in the air and chant "OBAMA!" like a true believer, think about what that is going to cost you. And hope and pray that it doesn't push your groceries out of your price range, or cost you the hours you need to survive on, or even your job.

And don't cry about giving Obama a chance. The two years that Obama spent in Congress were used to help create this problem and to run for President. They were used to condone the disposal of 'failed abortions' (live babies thrown in the garbage in Chicago hospitals), and to take in more money from unions and lobbyists than most other legislators have in a lifetime of exploiting crises. He spent the time voting 'present' and deciding which issues were above his paygrade. He's had plenty of time to fix the problem.



Repeating From Last Week:


The housing meltdown which is at the heart of our crisis started in earnest in 1992 when Mister Clinton had the great idea to sell houses to low-income voters who couldn't afford them. No question that both sides ignored the problem but got rich off the over-inflated bubble, but it started under Bill Clinton. The records are there. Here are a few links that show just what I'm talking about:


From The New York Times in 1999: Fannie Mae Eases Credit To Aid Mortgage Lending (http://query.nytimes.com/gst/fullpage.html?res=9c0DE7DB153EF933A0575AC0A96F958260&sec=&spon=&pagewanted=all) "Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people..."


From the New York Post: Alarms and Denial (http://www.nypost.com/php/pfriendly/print.php?url=http://www.nypost.com/seven/09262008/postopinion/opedcolumnists/alarms__denial_130763.htm)


Bloomberg Financial News: "How the Democrats Created the Financial Crisis" (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSKSoiNbnQY0)


YouTube: Democrats in their own words (http://www.youtube.com/watch?v=_MGT_cSi7Rs)


YouTube: Burning Down the House (http://www.youtube.com/watch?v=1RZVw3no2A4&feature=iv&annotation_id=event_597487)


YouTube: Obama Ranks Second In Freddie/Fannie Contributions (http://www.youtube.com/watch?v=H-_HlpZ8azA&feature=related)


Now I'll repeat what I said last week. First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.






Fleet Action. Head-To-Head Bare Knuckles Naval Combat. Boarding Party Action. Solid Interactive Storytelling Like No Commercial Game Can Offer. How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com
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Kapact's Rant: Which Weekly "News" Magazine Wiped Israel Off The Map?

I've always had a pretty low opinion of the weekly "news" magazines, and Newsweek has just helped to keep that opinion low. In its recent issue telling us that Radical Islam is a fact of life that we have to learn to live with, they featured a world map online that labeled the country of Israel as "Palestinian Territory". After the appropriate uproar from everyone except for the mainstream liberal propamedia (propaganda media), Newsweek quietly changed it. No apology, no explanation, no comment. Just a quick rewrite. Now, I have to assume that Newsweek actually knows that the state of Israel exists, and where it is, so the only alternative is that part of Newsweek's plan to 'learn to live with Radical Islam" is remove Israel from the map. Of course, I could be wrong. Maybe despite the evidence presented by the picture, the editorial position of Newsweek magazine isn't anti-semitic. I don't see how, but it could be. Oh, and if you believe that the 9/11 attack was an act of war by Radical Islam, then Newsweek has not only declared that we've lost the war, they could be seen as giving aid and comfort to the enemy by means of propaganda.

Here's another foodstamp horror story. Just a brief one really, that needs no explanation. Two girls, maybe twenty years old, picking out steak, soda, and potato chips to buy with their EBT foodstamp card while chatting on their I-Phone. As far as I know, the I-Phone costs about a hundred dollars a month to run. So please, sell your fancy phone and stop stealing my tax dollars.

Repeating From Last Week:

The housing meltdown which is at the heart of our crisis started in earnest in 1992 when Mister Clinton had the great idea to sell houses to low-income voters who couldn't afford them. No question that both sides ignored the problem but got rich off the over-inflated bubble, but it started under Bill Clinton. The records are there. Here are a few links that show just what I'm talking about:

From The New York Times in 1999: Fannie Mae Eases Credit To Aid Mortgage Lending (http://query.nytimes.com/gst/fullpage.html?res=9c0DE7DB153EF933A0575AC0A96F958260&sec=&spon=&pagewanted=all) "Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people..."

From the New York Post: Alarms and Denial (http://www.nypost.com/php/pfriendly/print.php?url=http://www.nypost.com/seven/09262008/postopinion/opedcolumnists/alarms__denial_130763.htm)

Bloomberg Financial News: "How the Democrats Created the Financial Crisis" (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSKSoiNbnQY0)

YouTube: Democrats in their own words (http://www.youtube.com/watch?v=_MGT_cSi7Rs)

YouTube: Burning Down the House (http://www.youtube.com/watch?v=1RZVw3no2A4&feature=iv&annotation_id=event_597487)

YouTube: Obama Ranks Second In Freddie/Fannie Contributions (http://www.youtube.com/watch?v=H-_HlpZ8azA&feature=related)

Now I'll repeat what I said last week. First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.

Fleet Action. Head-To-Head Bare Knuckles Naval Combat. Boarding Party Action. Solid Interactive Storytelling Like No Commercial Game Can Offer. How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com
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Kapact's Rant: If Bush Had Done It... Dissing The British

There are things that our new president is doing that definitely fall under the 'if-Bush-had-done-it' category that somehow the liberal media somehow manages to miss. Did you know, for example, that British Prime Minister Gordon Brown recently visited the Obamas? Yes, he did. First off, Obama decides that there would be no British flags anywhere in the White House when they met. Okay. Not an outright insult, but certainly a lack of diplomacy. But it gets worse. As a gift,  He was kind enough to bring with an amazing gift, a pen made from wood from the HMS Resolute. I'll tell you about the HMS Resolute. The Resolute was one of their warships in the 1850's, and it went with another ship into the Arctic Circle. Both ships got stuck in the ice. The other ship made it out, but the Resolute didn't. The Captain of the Resolute ordered his crew to board the other ship to get home. When he got home, he was court-martialed for abandoning his ship. When the ice finally started to break up, America went up and pulled the Resolute out of the ice and sailed it to England. The point was that we were trying to make a gesture of reconciliation with England after the Revolution and the War of 1812. It was a way of showing that we were brothers. This is a big thing. A historic thing. So when the Resolute was decommissioned, Queen Elizabeth decided to have two desks made from the wood of the ship. One was for her, and the other she gave to the President. This, again, is really significant. It is a symbol of the close relationship we share. And now, Gordon Brown comes over and gives Barack Obama a pen made from the wood of the HMS Resolute. So what does our President give him in return? He gives him a basket... seriously, a basket filled with 25 DVD's of American movies. Rather than something special that says something about the close and special relationship between this country and its greatest ally, Obama gives Gordon Brown 25 DVD's that, unless Brown has a multizone DVD player, he won't be able to play anyway. It's cheap and low-class. Ah, but we're not finished.

Mrs. Brown has brought children's clothing from the best designer in England for the kids, and Michelle goes downstairs and grabs a couple of boxes of Marine One helicopter models and hands them to Mrs. Brown, saying, "Here, this is for you." Is this hatred for England? Could be. Michelle Obama wrote in a term paper that England was just a linchpin for slavery. This, remember, is our greatest, most stalwart ally. But that still is not the worst. Here's the worst.

Something else that England has done in two's. There are two famous busts of Winston Churchill. One was given to the President after 9/11 as a way of saying that they stand with us. So what does Obama do with this gift? When Gordon Brown visits, Obama puts the bust in a box and tells Brown we don't want it anymore. Brown says, "No, Mr President, this wasn't a loan, it was a gift. If you don't want it in the White House, put it in a musuem. Mister Obama just says "No, we don't want it anymore." I'd say that we aren't yet into the 'rebuilding our image abroad' phase, because this was an embarrassment that the British media and people went nuts over, but Brian Williams et al just seemed to have missed. If it Bush had done it....

Repeating From Last Week:

The housing meltdown which is at the heart of our crisis started in earnest in 1992 when Mister Clinton had the great idea to sell houses to low-income voters who couldn't afford them. No question that both sides ignored the problem but got rich off the over-inflated bubble, but it started under Bill Clinton. The records are there. Here are a few links that show just what I'm talking about:

From The New York Times in 1999: Fannie Mae Eases Credit To Aid Mortgage Lending (http://query.nytimes.com/gst/fullpage.html?res=9c0DE7DB153EF933A0575AC0A96F958260&sec=&spon=&pagewanted=all) "Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people..."

From the New York Post: Alarms and Denial (http://www.nypost.com/php/pfriendly/print.php?url=http://www.nypost.com/seven/09262008/postopinion/opedcolumnists/alarms__denial_130763.htm)

Bloomberg Financial News: "How the Democrats Created the Financial Crisis" (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSKSoiNbnQY0)

YouTube: Democrats in their own words (http://www.youtube.com/watch?v=_MGT_cSi7Rs)

YouTube: Burning Down the House (http://www.youtube.com/watch?v=1RZVw3no2A4&feature=iv&annotation_id=event_597487)

YouTube: Obama Ranks Second In Freddie/Fannie Contributions (http://www.youtube.com/watch?v=H-_HlpZ8azA&feature=related)

Now I'll repeat what I said last week. First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.



Fleet Action. Head-To-Head Bare Knuckles Naval Combat. Boarding Party Action. Solid Interactive Storytelling Like No Commercial Game Can Offer. How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com
The Only Rebel Underground Star Trek PBEMMMORPG

Headlines From The Edge: Feb 28 2009

Obama Proposes Starfleet as Part of Stimulus

President Barack Obama revealed an ambitious part of his stimulus plan today, ordering the construction of twelve Constitution Class starships. "This is just the sort of bold thinking we need to take us into the next several centuries," he said. "And don't worry about the price tag. You've seen Star Trek. By the time our Starfleet is finished, money won't exist anyway. It's a win-win proposition. And this should put an end to the talk about me changing the constitution. C'mon. They're called 'Constitution Class' for a reason."

Increase in Alien Visitors Due to Recession

Alien Ambassador #@")€¥123007 spoke before a joint session of Congress today, making the case for alien university students. He explained that the world-wide recession is a boon for students in his home galaxy. He said, through an interpreter, that students would typically have trouble abducting subjects for their research projects, but with times so tough on Earth, a few dollars or a can of pork and beans have volunteers lining up for miles. The ambassador added that any attempt to ease the recession could set the study of humans back by at least fifty years.

Man Literally Laughs All the Way to the Bank

A man who refused to identify himself left his small house in Americus, Georgia and walked to a local Bank of America branch, literally laughing all the way to the bank. Witnesses said that he was laughing when he stepped out of his house, and kept laughing as he walked down the sidewalk. He safely crossed three intersections and then a full city block, and was still laughing when he walked into the bank. There was noone walking with him, and the local CTU (Counter-Terrorism Unit) office reported that he was not using a cellphone or mobile device of any kind. Whether he is actually off his rocker, or might be the bank CEO is still a matter of speculation.



How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com

Kapact's Rant: Hope You Enjoy Your Change

I saw a curious thing at the grocery store the other day, and it really just speaks to something I see often and try not to be bothered by. That's a person using their EBT card at the store (that's what they get so they can feel better about using foodstamps, and so its harder to trade them for booze and cigarettes), proudly wearing an Obama t-shirt. People can have their opinions and beliefs. I don't care. But it is just so perfectly summed up when they get their expensive deli meat, swiss cheese, french fries, chips, and soda on my tax dollar, and are then reminded that they can't use it for the Red Bull. Well, sorry, Obama supporter. Hope he can change that for you. On my tax dollar. I can't afford expensive deli meat, swiss cheese, french fries, chips, and soda, because I'm busy paying for yours. Enjoy.

Repeating From Last Week:

The housing meltdown which is at the heart of our crisis started in earnest in 1992 when Mister Clinton had the great idea to sell houses to low-income voters who couldn't afford them. No question that both sides ignored the problem but got rich off the over-inflated bubble, but it started under Bill Clinton. The records are there. Here are a few links that show just what I'm talking about:

From The New York Times in 1999: Fannie Mae Eases Credit To Aid Mortgage Lending (http://query.nytimes.com/gst/fullpage.html?res=9c0DE7DB153EF933A0575AC0A96F958260&sec=&spon=&pagewanted=all) "Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people..."

From the New York Post: Alarms and Denial (http://www.nypost.com/php/pfriendly/print.php?url=http://www.nypost.com/seven/09262008/postopinion/opedcolumnists/alarms__denial_130763.htm)

Bloomberg Financial News: "How the Democrats Created the Financial Crisis" (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSKSoiNbnQY0)

YouTube: Democrats in their own words (http://www.youtube.com/watch?v=_MGT_cSi7Rs)

YouTube: Burning Down the House (http://www.youtube.com/watch?v=1RZVw3no2A4&feature=iv&annotation_id=event_597487)

YouTube: Obama Ranks Second In Freddie/Fannie Contributions (http://www.youtube.com/watch?v=H-_HlpZ8azA&feature=related)

Now I'll repeat what I said last week. First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.




How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com

Kapact's Rant: We Know What's Best, Even When We're Wrong

I'm talking this week about the wisdom of government making snap decisions, the most glaring and life-changing of which is the trillion-dollar rushed-through-congress, unexamined, unstudied, don't-read-it-just-sign-it bailout bill. There is no question that we need jobs, and creating them by fixing our infrastructure seems like a good idea. There is also no question that we still need a middle-class tax break. But being a student of American history, I have to say that I have trouble finding an instance where a hastily conceived and rammed-down-our-throats massive government program ever really provided a sustainable solution to an entrenched and serious problem. Here's a good example of liberal reporting on one such knee-jerk, over-the-top government solution to a "problem", taken from the New York Times website.

By STEVEN A. HOLMES
Published: September 30, 1999

In a move that could help increase home ownership rates among minorities and low-income consumers, the Fannie Mae Corporation is easing the credit requirements on loans that it will purchase from banks and other lenders.

The action, which will begin as a pilot program involving 24 banks in 15 markets -- including the New York metropolitan region -- will encourage those banks to extend home mortgages to individuals whose credit is generally not good enough to qualify for conventional loans. Fannie Mae officials say they hope to make it a nationwide program by next spring.

Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people and felt pressure from stock holders to maintain its phenomenal growth in profits.

In addition, banks, thrift institutions and mortgage companies have been pressing Fannie Mae to help them make more loans to so-called subprime borrowers. These borrowers whose incomes, credit ratings and savings are not good enough to qualify for conventional loans, can only get loans from finance companies that charge much higher interest rates -- anywhere from three to four percentage points higher than conventional loans.

''Fannie Mae has expanded home ownership for millions of families in the 1990's by reducing down payment requirements,'' said Franklin D. Raines, Fannie Mae's chairman and chief executive officer. ''Yet there remain too many borrowers whose credit is just a notch below what our underwriting has required who have been relegated to paying significantly higher mortgage rates in the so-called subprime market.''

Demographic information on these borrowers is sketchy. But at least one study indicates that 18 percent of the loans in the subprime market went to black borrowers, compared to 5 per cent of loans in the conventional loan market.

In moving, even tentatively, into this new area of lending, Fannie Mae is taking on significantly more risk, which may not pose any difficulties during flush economic times. But the government-subsidized corporation may run into trouble in an economic downturn, prompting a government rescue similar to that of the savings and loan industry in the 1980's.

''From the perspective of many people, including me, this is another thrift industry growing up around us,'' said Peter Wallison a resident fellow at the American Enterprise Institute. ''If they fail, the government will have to step up and bail them out the way it stepped up and bailed out the thrift industry.''

Under Fannie Mae's pilot program, consumers who qualify can secure a mortgage with an interest rate one percentage point above that of a conventional, 30-year fixed rate mortgage of less than $240,000 -- a rate that currently averages about 7.76 per cent. If the borrower makes his or her monthly payments on time for two years, the one percentage point premium is dropped.

Fannie Mae, the nation's biggest underwriter of home mortgages, does not lend money directly to consumers. Instead, it purchases loans that banks make on what is called the secondary market. By expanding the type of loans that it will buy, Fannie Mae is hoping to spur banks to make more loans to people with less-than-stellar credit ratings.

Fannie Mae officials stress that the new mortgages will be extended to all potential borrowers who can qualify for a mortgage. But they add that the move is intended in part to increase the number of minority and low income home owners who tend to have worse credit ratings than non-Hispanic whites.

Home ownership has, in fact, exploded among minorities during the economic boom of the 1990's. The number of mortgages extended to Hispanic applicants jumped by 87.2 per cent from 1993 to 1998, according to Harvard University's Joint Center for Housing Studies. During that same period the number of African Americans who got mortgages to buy a home increased by 71.9 per cent and the number of Asian Americans by 46.3 per cent.

In contrast, the number of non-Hispanic whites who received loans for homes increased by 31.2 per cent.

Despite these gains, home ownership rates for minorities continue to lag behind non-Hispanic whites, in part because blacks and Hispanics in particular tend to have on average worse credit ratings.

In July, the Department of Housing and Urban Development proposed that by the year 2001, 50 percent of Fannie Mae's and Freddie Mac's portfolio be made up of loans to low and moderate-income borrowers. Last year, 44 percent of the loans Fannie Mae purchased were from these groups.

The change in policy also comes at the same time that HUD is investigating allegations of racial discrimination in the automated underwriting systems used by Fannie Mae and Freddie Mac to determine the credit-worthiness of credit applicants.

While I was never a fan of Bill Clinton, I will admit to appreciating the fact that he studies relentlessly. He does his homework. While he has the morals of an alley cat, he is without a doubt a very clever, hard-working person. He has a big, usually out-of-control mouth, but he also has a high IQ. But he blew it big that time. His short-sighted pandering to low-income voters (in an attempt, no doubt, to buy the election for Al Gore), stuffed this country but good, and now Obama has sold us a trillion dollar bottle of snake oil/magic elixir to cure the problem that Bush is supposed to have caused. Bush sure as heck let it grow, but Clinton started it.

It's the same kind of shoved-down-our-throats solution to the on-again, off-again, depends-on-who-you-ask issue of climate change. And you note we don't hear 'global warming' nearly as much, since 2008 was globally the coolest year in more than a decade. No, it's 'climate change' now. Just like 'liberal' is now 'progressive'. Folks, call it what you want, a cr@p sandwich by any other name would smell as bad. I even heard local meteorologist Kevin Janison say that global warming didn't actually refer to the temperature, but to weather instabilitty. I guess that depends on what the meaning of the word "warming" is. Come on Kevin, get with the times. It isn't global warming, it's climate change. I'll just say something about meteorologists. Discounting what I think about Weather Channel Chief Stormtrooper Heidi Cullen, I find it interesting that these supposed experts think nothing of repeatedly getting it wrong on a daily basis, explaining that it's just a forecast, and things can always change. But they still call themselves experts and think that they can tell us what's going to happen thirty years from now. Forgive me Heidi and Kevin, but if you can't say what's going to happen three days from now, how can you say with authority what will happen a year from now, much less thirty years from now. I don't have a problem with cleaning the air and/or getting off of fossil fuels. We need to do both. I don't even mind an honest debate on climate change. What I have a problem with is, again, a decision made by a few elite liberal stormtroopers who use their jackboots to crush the necks of anyone who dares to debate the issue. Not even disagree, but just debate. Dissent is healthy, even when liberals are making the decision.

Mark my words, we will be told in the next four years that questioning the decrees of the Obama administration is unpatriotic. Big Brother just got bigger. They're from the government and they're here to help. And may God have mercy on your soul.


Now here are my weekly reminders of who got us in our current mess:


The housing meltdown which is at the heart of our crisis started in earnest in 1992 when Mister Clinton had the great idea to sell houses to low-income voters who couldn't afford them. No question that both sides ignored the problem but got rich off the over-inflated bubble, but it started under Bill Clinton. The records are there. Here are a few links that show just what I'm talking about:

From The New York Times in 1999: Fannie Mae Eases Credit To Aid Mortgage Lending (http://query.nytimes.com/gst/fullpage.html?res=9c0DE7DB153EF933A0575AC0A96F958260&sec=&spon=&pagewanted=all) "Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people..."

From the New York Post: Alarms and Denial (http://www.nypost.com/php/pfriendly/print.php?url=http://www.nypost.com/seven/09262008/postopinion/opedcolumnists/alarms__denial_130763.htm)

Bloomberg Financial News: "How the Democrats Created the Financial Crisis" (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSKSoiNbnQY0)

YouTube: Democrats in their own words (http://www.youtube.com/watch?v=_MGT_cSi7Rs)

YouTube: Burning Down the House (http://www.youtube.com/watch?v=1RZVw3no2A4&feature=iv&annotation_id=event_597487)

YouTube: Obama Ranks Second In Freddie/Fannie Contributions (http://www.youtube.com/watch?v=H-_HlpZ8azA&feature=related)

And my weekly comments on P'resident Obama:

First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.




How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com

Kapact's Rant: Read The Fine Print

It's pretty easy to take shots at crooked politicians not paying taxes, with no penalty for most but a minor dip in poll ratings. But that's because they make it easy. How in the heck can you gang of thugs so easily spend tax dollars on huge ideas that you hope will work but refuse to pay your fair share. Here's an idea. Gamble your own money on this idea and see how it works before you waste mine. Forgive me, but your record so far doesn't inspire any confidence. And I'll tell you something else. It wasn't long ago when the liberals were reminding us that dissent and discussion are healthy. Now, according to them, we don't have time to question or examine a trillion dollars being spent in the hopes that this idea will work. Anytime a salesman tells you that you don't have time to think about buying something, that's when you should find the time. This problem has been brewing since Bill Clinton was president. It can wait another week or two while WE THE PEOPLE read the fine print.

Here's another reason to love our politicians. You all see these heroes insisting that execs accepting taxpayer dollars now be subject to salary caps. Well here's a thought. How about you taking a salary cap? I know that we couldn't live without you, and it just tortures you to have to vote yourselves endless unjustified raises, but how about some of that responsibility and transparency that you're demanding from people taking taxpayer dollars? I mean, it's just that, well, you accept taxpayer dollars, don't you? Here's a thought. How about merit pay for politicians? If your next paycheck depended on your results, how do you think you would do? Would you have to worry about your financial future like most people in this country do?

I watched the president's first press conference with interest. I know that President Obama does poorly when he's unscripted. This didn't seem to be any different. There seemed to be nothing but softball questions that the president already magically had prepared five-minute speeches for. Hardly surprising. But the memorable moment, the payoff for the hour was Helen Thomas (who has outstayed her welcome and outlived her legitimacy by at least a decade) referring to the Taliban and Al Qeada as 'so-called terrorists'. Kind of like saying that Hitler was a so-called killer.

I'll finish this off with a reminder of where this problem started:

This problem started in earnest in 1992 when Mister Clinton had the great idea to sell houses to low-income voters who couldn't afford them. The records are there. Here are a few links that show just what I'm talking about:

From The New York Times in 1999: Fannie Mae Eases Credit To Aid Mortgage Lending (http://query.nytimes.com/gst/fullpage.html?res=9c0DE7DB153EF933A0575AC0A96F958260&sec=&spon=&pagewanted=all) "Fannie Mae, the nation's biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people..."

From the New York Post: Alarms and Denial (http://www.nypost.com/php/pfriendly/print.php?url=http://www.nypost.com/seven/09262008/postopinion/opedcolumnists/alarms__denial_130763.htm)

Bloomberg Financial News: "How the Democrats Created the Financial Crisis" (http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSKSoiNbnQY0)

YouTube: Democrats in their own words (http://www.youtube.com/watch?v=_MGT_cSi7Rs)

YouTube: Burning Down the House (http://www.youtube.com/watch?v=1RZVw3no2A4&feature=iv&annotation_id=event_597487)

YouTube: Obama Ranks Second In Freddie/Fannie Contributions (http://www.youtube.com/watch?v=H-_HlpZ8azA&feature=related)


Now I'll repeat what I said last week. First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.


How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com

Kapact's Rant: Three Rants and a Note About Our President

I have three subjects to talk about, with a note at the end about our new President and the economic crisis he has pledged to solve.

I was fascinated to watch unrepentant crook and Chicago politics posterboy Rod Blagojevich 'make his case' without actually making a case. He was all defiant righteous anger and indignation, telling us just how much he's done for the state, and how the people elected him twice. And even having the nerve to warn the people of the dangers of a legislature removing a governor without a trial. Well, mister blagojevich, your actions have in every case spoken louder than your words. You have shown the danger of government not caring about the wishes of the people. You demonstrated a contempt for the rule of law with your own taped words, interspersed with more vulgarity than HBO spouts on a Saturday night, talking about how much this power is worth, and how much you want for it, and what you think of those not willing to pay your price. You need to understand, mister blagojevich, that public office is not a prize, it's a responsibility. A duty. An honor. You don't buy or sell or win your office, you are granted stewardship over it, and the condition in which you leave it says a great deal about you. You have managed to embarrass, with the depth of your graft and arrogance, a criminal machine that puts the mafia to shame. You managed to make a den of criminals look angelic by comparison.

I'm frightened. Truly I am. President Obama signed into law good legislation designed to ensure that women receive equal pay for equal work. That is good and just and way overdue. So, yes, I'm frightened that Obama has done something else that I agree with. However, I must take slight exception to remarks that he made during the accompanying photo-op. He said that he doesn't want to limit his daughters' dreams. On the surface, that is a good, sensible, honorable thought. But it doesn't bear close examination. Because just as Joe the Plumber is limited in his dreams of small business ownership, so must the Obama girls if they ever try the same thing. In a way, mister obama, we're all your children. You took an oath to make sure that none of our dreams are limited. So remember that as you are redistributing our success.

I saw a very sad story on the news the other day, about a 93 year old World War Two veteran dying in his Michigan home during a winter storm because the power company had put a power limiter on his house. He was said to be a thousand dollars behind on his power bill. Well, I'll just say that the power company is not in business to lose money. Bills are serious things, and have to be paid. Let's be honest. The bill didn't get that big overnight. (You'd have to be Al Gore to use that much electricity in a month). I'm not dishonoring this hero. I''m telling the truth, and the truth never dishonored anyone. At the same time, sometimes numbers and bottomline must give way to compassion, and according to the story, nobody took the time to explain to him how the power limiter worked So both parties share responsibility here. But there is more responsibility to go around. That is, and most glaringly to the family that is suddenly so concerned with this deceased hero. Where were you before he died? Where were the phone calls to check on him during the winter storm that killed him? I don't doubt the complicity of the power company that cared more about money than people, and I don't doubt that his family loved him and cared about him. But where were you before he died? According to reports he had enough money to pay his bill, and he may have had dementia. So tell me, indignant family, did you know he had dementia? If so, again, where were you before he died? How long had it been since you checked on him? I'm not trying to be cruel here. I know that good, caring, honorable people make mistakes. I'm not saying it's your fault. I'm just saying that people are often better at appointing blame than taking responsibility. We're all guilty of that. Nobody's perfect. But it's also true that we'll never improve before we acknowledge that.

I'm going to add something here about President Obama and our  economy, and I plan on repeating this in every rant. First and foremost, this economic crisis has roots in the Clinton administration. Clinton ordered that home loans be given to families that could not pay them. Granted, Bush should have seen the meltdown coming, but it's a time bomb that Bill Clinton planted under the house. It's up to President Obama to set the tone and the course to rebuild our house. We all share responsibility for doing the hard work, but the President is the boss. The buck stops in the Oval Office. And speaking of the Oval Office, I have to admit that I have liked a fair amount of what I've seen of our new President. Words are cheap, and politicians are good at saying things people want to hear. At the same time, we need this presidency to be successful, and he can't succeed without our support. So while I'll be quick to point out everything that I see him do wrong, I'll also try my hardest to point out everything that I see him do right. I saw him talking to Matt Lauer just before the Superbowl, and he looked, unlike candidate Obama, like a man with humor and compassion and an appreciation for the humanity of the people that make up this country. He was funny and self-deprecating and seemingly unscripted. That man will have my support for as long as he occupies the White House. When he stops being that man, I'll stop supporting him.


How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com

Kapact's Rant: Mister Obama's First Week

I don't want to sound like I'm beating up on Mister Obama just barely a week into his administration, and in fact I cautiously agree with more than one decision he's made. The country is nowhere near ready for the switch to digital television. Guantanamo needs to be closed as a prison facility, but we need a real credible plan for what to do with the inmates. We need to remember that the inmates are there because they deserve to be there. They aren't innocent, nor are they victims. They are unapologetic terrorists. Mister Obama is also right to reach out to Republicans, if in fact he's not lying about that. It might cost him liberal friends, but he's supposed to represent the whole country. If he wants the whole country to support him, he's going to have to support them. I don't like Mister Obama, and I don't trust him. I think he's a crook and a marxist. But he is our President, and we need him to be a strong one. We can't afford another weak President. Now for the negative column. Crook. Liar. Marxist. Racist. (Remember the whole 'they'll try to make you afraid of me because of the way I look' thing?) Elitist. (Remember the whole 'bitterly clinging to guns and religion' thing?) The treasury secretary who evades taxes and has a liberal immigration policy. Joe Biden. William Ayers. Jeremiah Wright. (I know those last two are in the past, but it shows his poor judgement) The $600 million to 'prepare' the country for socialized medicine, er, um, universal healthcare. The conciliatory tone towards our enemies. The pretentious, 'everyone watch me make history' attitude. Above all, people in power need humility. Otherwise they forget that they work for WE THE PEOPLE.


How Much Star Trek Can You Handle?
Fantasy Trek. Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com

The Rant: Enjoy The Party

Tempting as it may be to talk about the coronation of Barack Obama.... no, sorry, I mean the inauguration of Barack Obama, I'll leave it alone for the most part. There is no question that the country needs a fresh start and a reason to celebrate something. I simply continue to question whether Mr Obama is that fresh start and cause for celebration. Regardless of my opinion of the man, it is an historic occasion, and certainly, if for only that reason, a good thing for the country. Of course, unlike the liberal elite, now rescued from the need to flee the country in protest (much like their draft-dodging peers from the past), I am not dancing and singing, nor am I blind to the questionable people Mr Obama has surrounded himself with, from Mr Biden down. You are far from change. You are old-school liberal/fascist/state-run politics in a new suit. Enjoy the party America, you need one. Liberals, don't strain your voices singing protest songs, and don't strain your arms patting yourself on the back. But still, enjoy the party. If John McCain had won, I don't imagine Bruce Springsteen, Mary J Blige and Beyonce would be singing. But enjoy, because after you've sobered up, slept off the hangover and paid some illegal (sorry... undocumented worker) to wash the smell of pot out of your Armani suit, you'll have to either fix the country or find someone else to blame. You've got a liberal Congress, a liberal President, and a liberal press. You don't want to look too hard at the greedy rich on Wall Street, because most of them have members of Congress (and the new president) in their pockets. The mortgage meltdown has Bill Clinton at its roots, and liberals have already run Congress for two years. So you'll have to work hard to blame someone else. So really, seriously, enjoy yourselves. Then surprise me. Do something right.



What is Fantasy Trek?
Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com

The Rant: Hurting Me, Hurting You

I have a friend in his mid to late fifties who is going through a bit of depression. He's in a rut, he doesn't have too much money, and really, he just kind of needs direction in his life. He's even acknowledged this. The thing is, he's now planning to try to get disability from the government for a mental disability. He's not mentally disabled. He's in a rut. He's forgotten how to pick himself up and push himself through life. He's even stopped shaving. But the fact that he wants to convince some civil servant that he's mentally disabled so he can pad his budget is dangerous, and is a perfect example of the kind of attitude that is killing our society. I told him, as a friend, that not only would he be taking money from people who actually need it, but that the money that he's scamming for (which he is) comes from taxpayer dollars, which comes from me, and I simply don't have the money to give to him. I can't afford to give him mental disability money that he doesn't need. And that really is something that lots of people should think about. These days, when most are struggling to just get by, think before you find a way to take money from the government that you don't deserve. That money is there for a reason, for people who need it, and it's provided by real people who look at a paystub and see how much money Uncle Sam takes off the top from the wages they earn. There is a disconnect in this country between the idea of taking every cent we can from the government, and the fact that those cents actually come from WE THE PEOPLE rather than some miracle of government. If you pay taxes, you are cheating yourself when you cheat the government. If you work in a store of any kind, you would know that if you stole something from that store, you would actually be hurting yourself by diminishing the financial health of the company that provided your livelihood. If you removed panes of glass from your own house, you wouldn't be surprised to get wet the next time it rained. It's the same with tax dollars. If you remove them from the treasury when you shouldn't, they won't be there when you need them.


What is Fantasy Trek?
Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com

The Rant: Food Stamp Fraud and Who Runs the Media?

Working in a supermarket, you meet a wide variety of people. I'll just relay one experience to you. A mother, daughter, and (I'm presuming) granddaughter came in the other day, and loaded up a shopping cart with meat, chips, soda, etc. Very little baby food or baby products. They pay with an 'EBT' card, which is the little debit card replacement for food stamps. The card is supposed to reduce food stamp fraud, but also to ease the ego-bruising that food stamp users suffer. That method of ego stroking is not as efficient as, say, earning a living, but I suppose since the government (and most often the liberal government) doesn't want people to try to be self-sufficient, being dependents of the government (and just coincidentally hard-working, tax-paying wage earners) means that a pat on the head and the occasional table scrap from big brother is all we can really depend on. Anyway, my point here is that these people tried to buy two starbucks double shots and a Best Buy gift card with their food stamp allotment. And when they were turned down they had the nerve to be insulted. And finally, as their total came up, I saw that it was more than a hundred dollars higher than the previous week's paycheck that I had worked my butt off for. These people were young and healthy and fit enough to work for a living, but they were taking everything they could from their food stamps that I work to provide. And quite honestly, that simply infuriates me. I understand people sometimes need help. I've needed help. But I took only what I needed for as long as I needed it, and didn't count among my necessities two starbucks double shots and a Best Buy gift card.

Rant Number Two. Just a short one. Considering that Hamas has lobbed more than 6,000 missiles into Israel in the last year, why have there been no protests in the street until Israel started fighting back? The media has been nearly silent on the subject until now, and now they're 'shocked, shocked'. The old ignorant liberal rant, generally best represented on men's room walls, that "Jews own the media" has never been so obviously and patently ridiculous.



What is Fantasy Trek?
Not Just a Game. It's a Star Trek Experience
http://fantasytrek.blogspot.com